Lawrence University.org – Getting into a vehicular accident or any incident that cause injury to our body will often lead us into a series of financial difficulties. This is because we have to spend for hospitalization, drug treatments, and may take time off work until our injuries are healed. In the event that this would happen to you, one of the things you need to do is to claim workers’ compensation.
This is easier said than done, though. Any hardworking individual would feel uncomfortable with the idea of having to stay at home and not being able to do any work. Taking time off work is not something we look forward to, especially if we have been working for the same employer over the years. Unfortunately, in such circumstances you are left with no other choice.
Inasmuch as you dislike the idea of claiming workers’ compensation, you need to muster enough courage to do so, if you want to somehow uplift your financial burdens. Here are the guidelines:
1. Inform your employer of what happened. They should be aware of your injuries and how serious these are. Remember as well that time is of the essence here so you must notify them right away. You may also need to submit a medical form or certificate as proof.
2. Once you have notified them, your next step is to submit a written claim addressed to the insurance agency. After processing, your compensation will start coming in a week’s time. It could be monthly or biweekly, depending on the insurance policy.
The compensation will continue until such time you are considered fit to work again. During this time your payments will stop.
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If you already have acquired workers’ compensation and yet you are still having a difficult time with your current situation, it is best that you avail the services of a personal injury attorney. They can help you if you have been injured due to accidents, malpractice, workplace injuries, and any other event that is due to another person’s carelessness and negligence. Attorneys specializing in personal injury could make certain that you get what you need in order to put your life back on track again.