Lawrence University.org – Be Smart and Seek Injury Claims Advice – When someone is injured due to the negligence of someone else, it is entirely understandable that the individual will want to be compensated for their suffering. The amount of this monetary compensation depends upon many factors. These include such things as the actual damages inflicted, pain and suffering due to the injuries, and the negligence that led to the accident.
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If you’re in the position of needing advice on injury claims, it is always better to seek it out from a professional with a competent record. Your attorney will help you figure out how much money you should ask for, but an Injury Claims Advisor will help you understand how these amounts are arrived at.
Actual damages are proved by providing receipts and other such documents. These include such things as medical bills, lost income from not being able to work, reduced potential income because of a chronic injury, cost of the vehicle totaled in an accident, or the repairs to the vehicle if they’re possible. You’re even entitled to money for modifications that may need to be made to your home because you’re suffering a permanent disability.
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Pain and suffering is another injury claim that you can receive compensation for. This one isn’t as easily proven as the physical damages, but they are just as serious to the person that is living with them. The formula typically used to determine the value for pain and suffering involves calculating the total amount of physical damages and multiplying it by a number reflecting the seriousness of the injury or loss. For instance, loss of a limb, restricted movement, traumatic brain or spinal cord injury will have a higher value than those less severe.
The responsible party is going to try to pay you as little as they can get away with. Their insurance company and attorneys are making this their goal. However, it’s in their best interest to try to settle with you out of court. If they approach you with a settlement offer, don’t sign anything until you get some advice on it. You don’t want to accept something that is too low. If they refuse to pay what you deserve, it will most likely end up in court.